Stricter Apple Pay?

Was it the macOS 10.14.4 update that has made password security much tougher for the end user? Whenever Safari’s autofill attempts to fill out a form, I’m not prompted to provide a fingerprint or enter a password. Previously, the autofill did its magic.

From a security standpoint, this is probably better, but when you’re in a time crunch trying to cop kicks, this delay is deadly. Seemingly I can’t quickly log into PayPal OneTouch without having to authorize this access. To make this worse, PayPal and Safari has failed authentication many times today showing a white screen and not actually finishing the transaction.

A bug or a ploy to further the adoption and use of Apple Pay??